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1. Fill in our form

Get started by entering your below, including the amount you want to borrow

2. We'll search for you

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3. We take care of the rest

If you're happy, we'll do all the rest of the work so that there is no extra hassle for you.

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Loans for any purpose

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Debt Consolidation

You could reduce your monthly outgoings by paying off old debts and repaying your new loan over a longer period.

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Car Purchase

Want to buy a new car? A secured homeowner loan could be the answer to getting those new car keys.

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Home Improvements

Looking to revamp the house or increase it's worth? Cover your costs with a fast and easy secured loan.

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Holiday

Want to enjoy some time off, relax on a sunny beach or explore another country? A secured loan can help.

Quick Secured Loans is your one stop shop in comparing secured loans that are available for you. With our service, you can find the best deals and the cash to finally solve your financial issues. We are here to help you every step of the way in your application for whatever secured loan you think is best for you.

What is a secured loan?

There are many loan options available out there. The two main types of loans are secured and unsecured. A secured loan is where you use a particular belonging; say a house or a car, as collateral for the money you borrow. This is a faster way of getting a loan approved compared to the other type, which is the unsecured. More often than not, a secured loan is made available to everyone who owns something of value that can be used to repay the loan if repayments are not kept up with. This means that credit checks are not as critical and sometimes even be unnecessary. If you need some quick cash for an emergency, a long-awaited holiday or some home improvements, Quick Secured Loans might be the answer to that.

To give a specific example of a secured loan, let’s take a homeowner loan, where your home is used as collateral for the money you borrow. Your home may be at risk of repossession if you fail to make your monthly repayments so it is important to keep current in your payments.

When is a secured loan the right choice?

There are quite a number of reasons to take advantage of a secured loan. Most self-employed individuals often go for this option because most personal loan providers are more inclined to extend credit to people who are employed and have a set regular income. A secured loan is also the best option if you want to over a rather large amount of money that can be paid over a long period of time. Those with poor credit often only have the option to borrow money with collateral but this can be seen as a good thing to help in improving your credit rating with the good payment history you keep with it. Those who want to consolidate debts or re-mortgage will also find a secured loan very helpful. Basically, a loan with collateral is the right choice for almost anything as long as you have the property and you make the payments on time religiously.

How can you take advantage of a secured loan?

There are many kinds of secured loans that could range from homeowners loan to logbook loans. In your quest to find the right choice of secured loan, Quick Service Loan offers a free comparison service. By comparing loan offers first and foremost, you open up your options to finding lower rates and better terms. With our help, you are able to do that without any hassle. Simply fill out the form to get a free quote. Once you find the right deal, let us know so we can help you with the application process so you can save time and money.

The Benefits of Secured Loans

Some people may find secured loans very risky since you are using something of importance and great value as collateral. Indeed not being able to pay the monthly dues will have you facing risks of losing your property but then again, even with unsecured loans, there are great negative effects of not repaying what you owe. Secured loans offer a wide range of benefits including:

Wider Availability

There are a lot of options when it comes to secured loans. There are many kinds you can take advantage of like home loans, car loans, wedding loans or holiday loans. Since more creditors find lower risks in having security for the money they lend, they make this type of loan more widely available.

Cheaper Rates

Since you are borrowing money with collateral, the credit company will be facing lesser risks, which means they can offer better rates as opposed to having higher risks. The fact that you are able to divide the repayments into many years will also make it cheaper for you than when you take out an unsecured personal loan that has a variable interest rate for the short period of time you have to repay it.

Fast Approval

Applying for loans generally take a long time because there are quite a lot of processes to follow. With a secured loan, as long as you have proven that you indeed own the collateral you want to use and that you will have the capacity to pay, approval will have a shorter processing time. Some types of secured loans also do not require credit checks anymore. For example, logbook loans where you only need your vehicle’s V5 document and proof that you own it without any financing left on it. These are especially appealing to those with bad credit but anyone who needs cash fast for emergencies can take advantage of this type of secured loan anytime.

Long Term

Since you are borrowing on a long-term basis, the repayments will be more manageable on a monthly basis as well. Secured loans often range from 2 to 25 years depending on the type of loan you take out. The bigger the amount, the longer term you can opt for. Secured loans can also be offered with a fixed interest rate for the whole loan term so that you could face lesser risks of having to pay ridiculously high rates whenever there is a bad turn in the market.

There is a great deal of availability when it comes to secured loans. You can choose from a wide range of options and you can use the money for the different needs you have. Whether it’s for a wedding, a holiday, home improvement expenses and any other emergencies, Quick Secured Loans is the answer to your need. Fill out the form for a free comparison of the available secured loan options for you.

Helping You Get A Secured Loan

  • Borrow £10,000 to £100,000
  • Loans for any purpose
  • No up-front fees payable
  • Fast and easy process

Why Choose Quick Secured Loans?

  • We specialise in just secured loans and nothing else
  • Our fully qualified loan consultants are ready to help
  • We've helped thousands of people over the years
  • We find you the best deal and make it hassle free